Ten financial pillars. Three composite scores. One complete picture of where you stand, what you are missing, and exactly what to do next. Most financial tools show you data. We qualify it first.
It was never designed to.
Over 90% of Americans rely on their credit score to diagnose their financial health. That score was designed for one purpose: to tell a lender whether you will repay a loan. It says nothing about your savings, your retirement trajectory, your protection against risk, or whether your money is actually growing.
The QFP Score was built to answer the questions your credit score was never designed to ask.
Every other scoring system starts with your data and works backward. We start by asking whether your data means what you think it means.
Built on data that has been qualified before it is scored. Not pulled. Not assumed. Asked.
Your growth trajectory. How fast you are building wealth, your retirement readiness, and the momentum of your financial independence.
Your protection layer. Life insurance, estate planning, emergency reserves, and your ability to absorb what life throws at you without losing ground.
How hard your money is actually working. High-interest debt, idle cash, and inefficiencies in your spending create deductions from your total score.
Eliminating efficiency deductions is often the fastest path to a higher QFP Score.
Average American debt rises across every generation regardless of economic conditions, education levels, or cost of living. The credit system does not reward you for getting out of debt. The QFP Score does. Your Efficiency Score directly penalizes high-interest debt and rewards those who eliminate it.
A guided assessment covering income, savings, protection, debt, and goals. About 20 minutes. No credit pull required. No financial accounts connected. Most tools connect to your accounts and pull numbers. We ask questions, because your relationship with money is more than a transaction history.
Your Offense, Defense, and Efficiency scores are calculated instantly across all ten pillars and delivered free. See where you are strong and where you have room to grow.
Subscribe at $4.99/month to access your complete Quantified Financial Plan PDF, prioritized action steps with point impact, score tracking over time, and simulation guides. Every recommendation is tied to your Qualified score, not a generic benchmark.
The QFP Score is built on ten distinct financial pillars. Each one maps to a real behavior, a real risk, or a real opportunity in your life. Most Americans have never had all ten measured at once. Most tools only measure the ones that are easy to pull automatically. We measure the ones that actually matter.
Your QFP Score is free. Your full plan starts at $4.99/month.
No credit card required to see your number.
The credit system has been qualifying you for lenders for decades.
It's time you got a chance to qualify their assumptions.